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指數型
萬能壽險
保底, 跟漲的回報,
兼顧長期增長潛力和保障
指數型萬能壽險
產品優勢
Long-term protection with opportunities to capture potential long-term market upside while preventing from negative market performance
Interest for index account is linked to the performance of the S&P500 index (without dividends), with a cap rate and a floor rate*
Flexible allocations among Indexed and Fixed account. Interest is linked to an index or a fixed rate*
Fixed account interest rate as high as 3% - 4%, guaranteed 1% - 2%*
Tax free insurance death benefit**
Easily accessible cash value
Multiple riders can be included
長期保障，保底，跟漲的回報，掌握市場長期上漲潛力，同時免除市場下跌損失
可以自主調整股指帳戶及利息帳戶的配置金額
股指帳戶：利率連結S&P500股指變動，封頂8%-10%，保底0%*
利息帳戶：當前利率3%-4%，保證利率2%*
保險理賠金免稅**
靈活提領資金
可附加重疾，失能保險
萬能壽險
為自己增添保障，
為未來增添收益
萬能壽險
產品優勢
長期保障，現金價值有增長潛力
當前利率3.5%~4.5%，保證利率2%*
利率可能上升或下降，但絕不會低於保證值*
保險理賠金免稅**
靈活提領資金
可附加重疾，失能保險
Long term protection with potential of cash value growth
Current interest rate of 3.5% to 4.5%, guaranteed minimum 2%*
Interest rate may fluctuate, but always above guaranteed minimum*
Tax free insurance death benefit**
Easily accessible cash value
Multiple riders can be included
保證萬能壽險
傳承有保證的財富給下一代，保護家人和事業
保證萬能壽險
產品優勢
保證終身保障
保證利率2%*
保險理賠金免稅**
可附加重疾，失能保險
Death benefit can be guaranteed for any specific duration (lifetime, to age 110, to age 100, etc.)
Guaranteed interest rate 2%*
Tax-free insurance death benefit**
Multiple riders can be included
終身壽險
保證保障及保證現金價值，雙重保證
終身壽險
產品優勢
保證終身保障，保證現金價值
當前利率5.65%~6.2%，保證利率4%*
保利率可能上升或下降，現金價值不會低於保證值*
保險理賠金免稅**
靈活提領資金
可附加重疾，失能保險
Guaranteed lifetime protection with guaranteed cash value
Current interest rate 5.65% - 6.2%, and guaranteed minimum of 4%*
Cash value may fluctuate but will always above guaranteed minimum
Tax free insurance death benefit**
Easily accessible cash value
Multiple riders can be included
美國壽險總整理
* 不同保險公司和產品會有差異
** 稅務相關規定請洽詢您的會計師或稅務顧問
2
美國壽險影片介紹
April 22, 2019
Understanding Indexed Universal Life
Upside potential with downside protection that is the most appeal of indexed universal life insurance.
Pacific Life
#cash value #IUL #upside potential with downside protection
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The Missing Asset: Life Insurance
Wherever your adventures take you, you’ll need a sound financial strategy and mix of assets to get there.
Pacific Life
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Now is a Good Time to Consider Life Insurance
Security for your loved ones. Now is a good time to consider your life insurance needs.
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#protect your great life #how will your family afford day-to-day expenses
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MassMutual - Gift of a Lifetime
Life insurance can give your children or grand children a financial head start. It can truly be a gift of a lifetime.
.
Mass Mutual
#gift of a lifetime for children and grand children #cash value #financial head start
March 22, 2022
保證固定收益年金
多年期保證固定收益年金 (Multi Year Guaranteed Annuity ) 讓您的財富按照保證的固定利率回報, 逐日累積成長, 無收益變動風險, 每年提供免罰金提領額度, 保險公司 AM BEST A- 財務評等.
Knighthead Annuity
#zero investment risk #guaranteed rate of return #retirement
November 25, 2020
儲蓄險計畫 (可變更受保人)
1) 可變更受保人，移轉資產給家人 2) 穩健滾存財富 3) 退休收入、子女教育金來源 4) 免稅 5) 搭配百慕達保險信託，享有安全、隱私保障，對資產保有控制權力 6) 保險公司 S&P AA- 財務評級
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Global Bridge Insurance
#資產保障 #創造財富 #收入保障 #免稅 #隱私